Monday, 22 August 2011

Sunday Sunday, so good to me!

I am just updating the blog today as i was sooo tired yesterday after my car boot sale.  I decided to take an extra table with me as sometimes i'm not sure what to put out - this week then i had a table for 50p stuff, one for avon perfumes and one for other bits of jewellery and keyrings etc.  I also took my £1 box with avon stuff in it - shampoos, shower gels and hand creams.


I think the extra table option worked out well as i ended up selling £150.30 worth of goods - I think that is the highest amount i have taken since going to the Christmas markets :)


It was hard work covering all of the tables myself but it looks like it really was worth it from a financial perspective! I will be trying it out again next week if the weather holds up ok :) 


So, what a productive weekend i have had - i have got a huge £230 extra money to pay off my debts in the space of 2 days! Wow! It almost seems like a dream all this.  I have done car boots before on a regular basis but i have never actually counted up the income over a period of time or used it in this way.  


As yesterday was 21st August that means that i have raised £619.23 in a 3 week period.  I have another 10 days of August in which to keep on earning as much as i can for my £10 per day challenge - i have of course more than met this challenge already, but i am remaining motivated to continue at full steam simply by the thought of being able to pay off more of my debts - i do want to pay as much as possible off my Avon bill so i can then start selling to my regular customers again.  :) 

Saturday, 20 August 2011

The Sun has got his hat on......

I'm in cheery form today, can you tell??? lol! The Sun is out and i am just home from a car boot sale with an extra £80.11!!! Its great when the sun comes out and everyone feels like treating themselves ;) 


The day started a bit slow and i thought i wasn't even going to get my table costs covered tbh.....obviously that changed somewhere along the way! 


So now my earning total for August is sitting at £468.93 - a massive £158.93 over my original target :) and its even over the full amount of my mortgage arrears - i am both delighted and seriously shocked at the same time LOL.


The forecast for tomorrow looks a bit more unsettled with some showers but i think i will try to do another car boot tomorrow if possible.  I would love to be able to get my earnings over the £500 mark now that i am so close to it - i'm on such a roll i'm scared to stop hehehe! 


Right then off to check out my ebay listings and see what else i can put on - it is free listing day today so i'd like to get some stuff on while i can save on the pennies :) 



Friday, 19 August 2011

Busy but happy!

I have just returned from town where i went into the bank and paid another £200 off my mortgage arrears!!!! I really did not think it was possible to even pay £50 a month off this debt before i started my £10 per day challenge :) So far this month though i have paid £278 off it and am now down to owing £123.84.....  I am not sure there are words to express how happy i am right now, but it looks something like this......




I feel like a mouse in a cheese factory alright hehehehehe! Especially as i have also now paid another £200 off my Avon bill today as well.  Obviously i haven't earned all of this and the Avon money is mostly money i have collected for orders but it all comes off the bill anyway :).


Ok, so i completed the review with cccs as well today and it hasn't changed at all, but at least they send out an up to date report to my creditors. Hopefully this will freeze the interest on my barclaycard account again as they decided to add about £30 to it this month :(


I also posted my ebay parcels in town while i was there and that cost me £7.49! Total costs then are £10.11 leaving me with a whoopy doopy £12.05 profits from these sales :)


While checking my paypal account i found a payment of 11p from a PTC arrangement i have made with my upline on one of my sites.......and, I nabbed a wee 9p to add to the moneypot from OHP (other half's pennies).  


Extra earnings for today then are £12.25 making my August total £388.82 so far :) 

Plan for today

I have a few things i want to do today re my finances:


I need to contact cccs to complete a review of my budget as i have got a letter through from them - nothing much has changed to be honest but they like to keep everything up to date.  I have also checked all my account balances via the experian website/statements etc and so i now have updated all this info on here too.  It does scare me to see so many bills and i still don't want to add them all up :(.  I am going to continue to focus just on one bill at a time though as i have been doing - i like to feel like i am getting somewhere and this is the best way for me i think.


I also want to make some more payments today as i have gathered some money up over the past few weeks. I want to pay some off my mortgage arrears again and I have collected some Avon money so i can pay some of this today as well.


I did sell some of the things i had listed on ebay too - £11.04 + £3.49 + £7.63 = £22.16 before costs which i was pleased about :) Ebay fees for these items are £1.26, paypal fees are £1.36 and postage costs i need to find out yet - i need to post these things today too.


I do want to do a car boot sale tomorrow and list some more things on ebay if i can, so a bit of sorting out to do too.  A busy day for me today then LOL! 


Right then better get on with it :) will update later.



Wednesday, 17 August 2011

Consumer Credit Counselling Service Payment

Ok 2 posts in one day now LOL! 


I forgot to say that i have paid £60 to CCCS - I have an arrangement in place with them where i pay them £60 per month and then they make the payments to my creditors.  It is so much easier than trying to keep up with all the individual payments :) Going through CCCS also means that the interest charges are all frozen so even though i am only making small payments off each of my debts at least they are all going in the right direction! 


As i get a monthly statement from them i can reduce each of my debts accordingly when i get that through :) 




Today i have also added the money that i owe to Avon - i have got a bit behind with this account now too so i'm hoping adding it on here will help me get on top of it again reasonably quickly! It has to be a priority to pay off as i do get a income from it..... 


Right then i'm away to check up on my ebay listings LOL

Busy Busy Busy......

My goodness, i can't believe it is almost a week since i have been on here - just shows how busy i have been! 


As always i have been doing lots of different things to raise some extra income but this week i have been doing a bit more than usual:


Let me see now, i have listed some things on ebay - not many i must admit because i find it quite time consuming doing this and the fees put me off a lot.  It is an option that i haven't used much recently because of that, this week though i thought i'd give it another go.  I was intending to list a few things on different days but just managed the one LOL. I do have some bids on things so at least it will give me a few extra pounds! 


I have done a car boot sale over the weekend as well - my usual Sunday one and raised £111.10 despite the rain showers that kept us all busy covering and uncovering our goods! 


I also completed 2 mystery shopping assignments this week - i was assessing a fast food chain in 2 different locations for this - i must say it surprised me how many different things that i have to assess! It was fun though :) and i got fed too ;).  I won't get my payments until next month, and i can only do 2 a month at the minute, but i am happy to have another earning option available to me now.


Oh i got my first payment from a PTC site this week as well - It was only for $0.10 but this was the cashout limit so i thought i would claim it anyway just to check payments are being made :)


I have reached cashout level on a few ptc sites this week and am looking forward to getting that through over the next few weeks (some of them take days and others take a few weeks to get payment through from).


As well as clicking on my ptc sites i have been completing surveys too....i am almost at cashout level for a few of these sites too so am trying to focus on these ones first :).


Right so its time to do the maths now....I now have raised an extra £376.57 to pay off my debts this month :D i am sooooooooo happy - just half way through the month and i have blasted through my target of £310!!!  


I love this challenge hehehehe! 







Friday, 12 August 2011

Online Payments Received

I am happy to say that i have received 3 payments from some of my online earning opportunities today :) 


I got 2 payments from Dollar Surveys totalling $2 and 1 payment from Swagbucks for $10 - so thats another £7.20 that i can add to my earnings for this month! 


I can't believe i have managed to raise £265.42 so far and there is still another 19 days of the month left to earn some more :) it really will be interesting to see just how much extra i can earn in the month!!  I am really hopeful now that i will be able to pay off my mortgage arrears this month - something that i never thought i would be able to do so quickly! 


I am planning to do a car boot sale tomorrow as the forecast is pretty good, though Sunday is not looking so good unfortunately! I have also managed to list 5 things on ebay to raise a bit more too if i actually get them sold ;) 


Right bedtime for me, early morning ahead of me tomorrow!