I really have to do some calculations to see where i am with my debts again cos at the minute it just feels like there are more being added to the list rather than getting them under control :(
Today i got a not so nice letter from the Tax office saying i owe them £369.40!! I don't know how thats possible so i will be ringing them tomorrow to find out - lets hope its a mistake!
What else do i have to add? To many unfortunately:
Am behind with my mortgage payments again - i need to pay £376.14 to get back up to date.
Avon - I owe them £1013.64 - have to contact them tomorrow as well to see if i can arrange a payment option with them and hopefully avoid more charges being added to that.
Ground Rent - I owe £17.50 to them - should be able to clear that one easy enough!
Gumtree - I owe them £60 for advertising i did ages ago :(
V - £1000 for money we raised and got taken out of my account to pay off an overdraft - I had been avoiding thinking about that one but it needs sorting out as well.
I think thats all the 'new' ones. I might as well add a total for all the others here too as i'm trying to start working on them all again. Am scared to look at them but i know i have to!
Here goes:
MBNA 1 - £3665.36
MBNA 2 - £3220.64
MBNA 3 - £1533.23
Barclays - £2387.48
Egg 1 - £1864.12
Egg 2 - £1534.03
Barclays Loan - £1706.96
First Trust OD £1648.39
Barclaycard - £1569.00
These all get paid via CCCS - Balance is £19128.86 + £2836.68 for above debts = £21965.54 :(
Thats pants! But at least i have a starting figure now and i will be able to see it coming down again!
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