Am i paying more than i need to?

If you have been following my blog so far you will know that i am currently trying to raise some money to pay off my rates arrears. Interestingly i have found out that i may be entitled to claim for help with my rates due to the fact i am in receipt of income related ESA.

I always thought that anyone who owned their own house with a mortgage rather than renting it was not entitled to any help. Now i have found out that i can apply to the Land and Property Services Department for help with my rates - perhaps i am trying to pay a debt that i don't actually owe. That would certainly be a turn up for the books :)

I have completed the form today to apply for this help, hopefully i won't have to wait too long for a response.

Now that i am applying for my rates bill to be paid i am considering using any money i earn this month on my £10 per day challenge to pay off my mortgage arrears......if i do this for August i should hopefully know next month if i will get anything paid off my rates arrears from my application! Yes i think thats what i will do :)

My mortgage arrears are currently £401.84 so if i can manage it i may try to pay it all off this month :) It will depend on how my car boot sales go really - its unfortunate that i am so dependant on the weather for this income but i am looking into several other income sources as well!

Progress on my £10 per day challenge has been slow so far, but i am hopeful that the pace will increase throughout the month. The only addition i have to my total from yesterday was the 6p that i found......hahahaha - it is in the pot though making my grand total now £27.73/£310. Unless i get an unexpected payment today it won't be going up again until the weekend! I am hoping to do 2 car boot sales and to have a bit more luck with the weather - fingers crossed!